Terms & Conditions

Effective Date: 9 September 2026

Welcome to Nimai Bandhu Das Store (“Store”, “we”, “us”, or “our”). Nimai Bandhu Das Store is an online educational and digital-content platform owned and operated by Niraj Kumar under the brand name “Nimai Bandhu Das”.

Our website is available at https://store.nimaibandhudas.com and may offer eBooks, courses, webinars, workshops, study materials, audio content, recorded sessions, digital resources, memberships, programs, and other educational, spiritual, devotional, informational, or digital offerings.

By accessing this website, creating an account, registering for an offering, purchasing an offering, downloading or accessing digital content, or otherwise using our services, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use the website or purchase or access our offerings.

1. About Nimai Bandhu Das Store

Nimai Bandhu Das Store is the customer-facing brand and online platform operated by Niraj Kumar.

“Nimai Bandhu Das” is a brand and creator identity used by Niraj Kumar for educational, spiritual, devotional, philosophical, personal-development, and digital-content activities.

Unless otherwise stated, references in these Terms to “Nimai Bandhu Das Store”, “we”, “us”, or “our” refer to Niraj Kumar operating under the Nimai Bandhu Das brand.

2. Definitions

For the purposes of these Terms:

  • “Store” means Nimai Bandhu Das Store operated by Niraj Kumar.
  • “Brand” means the brand identity “Nimai Bandhu Das”.
  • “Digital Product” means electronically delivered content or resources, including eBooks, PDFs, audio files, recorded sessions, study materials, downloadable resources, and similar content.
  • “Course” means an online educational or learning program consisting of lessons, modules, videos, audio, documents, exercises, or other learning materials.
  • “Webinar” means a live or scheduled online session, presentation, lecture, discussion, or similar event.
  • “Workshop” means a live or recorded educational, practical, interactive, or learning-oriented session or program.
  • “Membership” means a recurring or fixed-duration membership providing access to specified content, community features, resources, sessions, or other benefits.
  • “Program” means a structured learning, educational, spiritual, devotional, personal-development, or other organized offering.
  • “Offering” means any product, course, webinar, workshop, membership, program, service, content, or resource provided through the Store.

3. Acceptance of These Terms

By using the Store or accessing any Offering, you confirm that you have read, understood, and agreed to these Terms.

If you purchase or access an Offering on behalf of another person or organization, you confirm that you have authority to accept these Terms on their behalf.

4. Eligibility

You must be legally capable of entering into a binding agreement under applicable law to purchase paid Offerings.

If you are under the applicable age of majority, you should use the Store only with the involvement and consent of a parent or legal guardian where required by law.

5. Free and Paid Offerings

The Store may provide both free and paid Offerings.

Free Offerings may require registration, account creation, or submission of certain information in order to access them.

Paid Offerings require successful payment before access is provided, unless otherwise stated.

Free access does not necessarily mean that an Offering will remain available indefinitely. We may modify, suspend, or discontinue free Offerings at our discretion, subject to applicable law.

6. Product and Offering Information

We make reasonable efforts to provide accurate descriptions of our Offerings, including their content, format, duration, access method, pricing, features, and requirements.

However, images, previews, descriptions, examples, schedules, features, instructors, speakers, or other information may occasionally contain errors or may change.

We reserve the right to correct errors, update information, modify content, or make reasonable changes to an Offering before or after purchase where appropriate.

7. Purchases and Orders

When you place an order, you are making an offer to purchase the selected Offering according to these Terms.

An order may be accepted, declined, cancelled, or limited where reasonably necessary, including in cases involving suspected fraud, payment failure, technical errors, pricing errors, unauthorized use, or violation of these Terms.

If an order is cancelled after payment has been successfully received, any applicable refund will be handled according to our Return & Refund Policy and applicable law.

8. Pricing and Payment

Prices for paid Offerings will be displayed on the relevant sales, checkout, or registration page.

Prices may be displayed in Indian Rupees (INR) or another supported currency, depending on the Offering and payment configuration.

Applicable taxes, if any, may be added or included as required by applicable law and the relevant transaction.

Payments may be processed through third-party payment providers, including Razorpay, or other payment methods made available through the Store.

Your payment transaction may be subject to the applicable terms, privacy policies, security procedures, and conditions of the relevant payment provider.

The payment account and legal/KYC identity used for payment processing may be registered in the name of Niraj Kumar, while Nimai Bandhu Das or Nimai Bandhu Das Store may appear as the customer-facing brand where supported by the payment provider.

Payment confirmation, bank statements, card statements, receipts, or payment communications may therefore display a billing or legal name that differs from the Store's public brand name.

9. Digital Delivery and Access

Depending on the Offering, access may be provided through the Store website, customer account, email, download link, online course area, streaming interface, webinar platform, or another delivery method.

Access instructions may be sent to the email address provided during registration or purchase.

You are responsible for providing a valid email address and ensuring that you have suitable internet connectivity, compatible devices, browsers, software, applications, and other technical requirements.

10. Course Access

Course access may be provided for a specified period, lifetime access, subscription period, or another period stated on the relevant sales page.

Unless expressly stated otherwise, course access is personal to the purchaser and may not be shared, transferred, sold, or provided to another person.

We may update, reorganize, replace, or improve course materials from time to time.

11. Webinars and Workshops

For live webinars and workshops, the relevant registration or sales page may specify the date, time, duration, platform, and other event details.

We reserve the right to reasonably change the date, time, platform, speaker, instructor, format, or other event details when necessary.

If a session is rescheduled or cancelled, any applicable remedy will be handled according to the specific Offering terms, our Return & Refund Policy, and applicable law.

A recording of a live webinar or workshop is not guaranteed unless the Offering specifically states that a recording will be provided.

12. Recorded Sessions and Audio Content

Recorded sessions, audio content, lectures, discussions, and similar materials are provided for the personal use of the purchaser or authorized user.

You may not reproduce, redistribute, upload, publish, resell, publicly stream, commercially exploit, or otherwise make such content available to unauthorized persons.

You may not use recordings or audio content to create competing products, courses, training programs, or commercial services without our prior written permission.

13. eBooks and Downloadable Materials

eBooks, PDFs, study materials, worksheets, guides, and other downloadable materials are licensed to you for personal, non-commercial use unless expressly stated otherwise.

Purchasing a digital product does not transfer copyright, trademark, ownership, or other intellectual property rights to you.

Unless expressly authorized in writing, you may not:

  • Resell or redistribute the material;
  • Share the files with other people;
  • Upload the material to websites, social media, file-sharing services, or public repositories;
  • Publish or reproduce substantial portions of the material;
  • Remove copyright or ownership notices;
  • Use the material for commercial training or teaching;
  • Claim the material as your own work.

14. Memberships and Programs

Memberships and programs may provide access to specified content, resources, sessions, communities, discussions, events, or other benefits.

The applicable sales page will specify the price, duration, renewal frequency, access period, and principal benefits where relevant.

Memberships may automatically renew where recurring billing is clearly disclosed and enabled during purchase.

You may cancel a recurring membership according to the cancellation procedure stated on the relevant Offering page or applicable account interface.

Membership access is personal and may not be shared with other persons.

15. Intellectual Property Rights

Unless otherwise stated, all content available through the Store, including text, books, eBooks, graphics, photographs, illustrations, videos, audio, recordings, courses, lessons, worksheets, presentations, logos, branding, trademarks, designs, website content, and other materials, is owned by or licensed to Niraj Kumar / Nimai Bandhu Das and is protected by applicable intellectual property laws.

Nothing in these Terms grants you ownership of our intellectual property.

The name Nimai Bandhu Das, associated logos, branding, original content, and other distinctive materials may not be used in a manner that suggests endorsement, affiliation, or ownership without prior written permission.

16. Personal and Non-Commercial Use

Unless expressly stated otherwise, Offerings are provided for your personal and non-commercial use.

You may not use our content to:

  • Create competing commercial products or programs;
  • Provide unauthorized commercial training or consulting;
  • Repackage or resell our materials;
  • Distribute paid content to others;
  • Claim our original content as your own;
  • Use our content for commercial exploitation without permission.

17. User Accounts and Security

Some Offerings may require you to create an account.

You are responsible for maintaining the confidentiality of your login credentials and for all activity conducted through your account.

You must not share your login credentials or permit unauthorized persons to access paid content through your account.

If you believe your account has been compromised, you should notify us promptly.

18. User Conduct

You agree not to use the Store or its Offerings for unlawful, fraudulent, abusive, harmful, or unauthorized purposes.

You must not attempt to interfere with the operation or security of the Store, circumvent access restrictions, obtain unauthorized access to accounts or systems, or use automated methods to improperly access or copy content.

Where an Offering includes a community, discussion area, live session, or interactive environment, you must communicate respectfully and must not engage in harassment, threats, hate speech, impersonation, spam, or other abusive conduct.

19. Educational, Spiritual, and Informational Disclaimer

Some Offerings may contain spiritual, devotional, philosophical, religious, educational, personal-development, motivational, or informational content.

Such content is provided for general educational and informational purposes and should not be considered a substitute for professional medical, mental-health, legal, financial, investment, tax, or other professional advice.

Nothing provided through the Store is intended to diagnose, treat, cure, or prevent any medical or mental-health condition.

Where professional advice is appropriate, you should consult a suitably qualified professional.

We do not guarantee any particular personal, spiritual, educational, professional, financial, or other outcome from using our Offerings.

20. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Store and its Offerings are provided on an “as is” and “as available” basis.

We do not guarantee that:

  • The website will always be available or uninterrupted;
  • All content will always be complete, current, or error-free;
  • Every Offering will be compatible with every device or software;
  • Downloads or streaming will always operate without interruption;
  • Use of an Offering will produce any particular result.

Nothing in these Terms is intended to exclude or limit any rights or protections that cannot lawfully be excluded or limited under applicable law.

21. Third-Party Platforms and Services

The Store may use third-party platforms and services, including payment processors, course-hosting technology, video-conferencing platforms, email services, cloud-storage services, analytics providers, and other technology providers.

Our website and Offerings may therefore depend on the availability and functionality of such third-party services.

Your use of third-party services may also be subject to their separate terms and privacy policies.

We are not responsible for independent services, policies, outages, technical failures, or actions of third-party providers except to the extent required by applicable law.

22. Cancellations, Returns, and Refunds

Cancellations, returns, and refunds are governed by our Return & Refund Policy, together with any specific terms displayed for the relevant Offering.

Certain digital content may become non-refundable once access has been provided, a download has been made available, or the content has been accessed, where permitted by applicable law and clearly disclosed at the time of purchase.

Nothing in this section is intended to restrict any mandatory consumer rights available under applicable law.

23. Promotions, Discounts, and Free Offers

We may offer promotional prices, discount codes, limited-time offers, bundles, trials, coupons, or free resources.

Unless otherwise stated, promotions may be subject to specific eligibility conditions, expiration dates, usage limits, or other restrictions.

We reserve the right to correct pricing or promotional errors and to withdraw or modify promotions where reasonably necessary.

24. Availability and Changes to Offerings

We may add, modify, update, replace, suspend, or discontinue Offerings or parts of the Store from time to time.

We may also modify course materials, schedules, instructors, speakers, formats, features, or other components where reasonably necessary.

Where a material change substantially affects a paid Offering already purchased, we will make reasonable efforts to address the situation in accordance with applicable law and the specific Offering terms.

25. Limitation of Liability

To the maximum extent permitted by applicable law, Niraj Kumar, Nimai Bandhu Das Store, and the Nimai Bandhu Das brand shall not be liable for indirect, incidental, special, consequential, or punitive losses arising from or related to your use of the Store or any Offering.

To the extent liability cannot be excluded, our liability will be limited to the maximum extent permitted by applicable law.

Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.

26. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Niraj Kumar and Nimai Bandhu Das Store from claims, losses, liabilities, damages, costs, and expenses arising from your unlawful use of the Store, violation of these Terms, infringement of third-party rights, or misuse of our Offerings.

27. Suspension or Termination

We may suspend or terminate access to an account, Offering, membership, program, or other Store service where reasonably necessary, including where a user:

  • Violates these Terms;
  • Shares unauthorized access credentials;
  • Redistributes or resells paid content;
  • Engages in fraud or payment abuse;
  • Attempts to compromise the Store or its systems;
  • Engages in abusive or unlawful conduct.

Any rights relating to refunds following suspension or termination will be determined according to the circumstances, applicable Offering terms, our Refund Policy, and applicable law.

28. Privacy

Your use of the Store is also subject to our Privacy Policy.

The Privacy Policy explains how we collect, use, store, and otherwise process personal information in connection with the Store and our Offerings.

29. Electronic Communications

By using the Store, you consent to receiving electronic communications relating to your purchases, registrations, accounts, payments, access, Offerings, and other necessary service-related matters.

Where applicable and subject to your preferences and applicable law, we may also send promotional or marketing communications.

30. Changes to These Terms

We may update these Terms from time to time to reflect changes to our Offerings, business practices, technology, legal requirements, or other circumstances.

The updated Terms will be posted on this page with a revised effective date.

Your continued use of the Store after updated Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.

31. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable consumer-protection laws and any mandatory jurisdictional requirements, courts located in New Delhi, India shall have jurisdiction over disputes arising from or relating to these Terms or your use of the Store.

32. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or modified to the minimum extent necessary to make it enforceable, where permitted by law.

The remaining provisions shall continue to remain in effect.

33. Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of our right to enforce that provision or any other provision in the future.

34. Entire Agreement

These Terms, together with the Privacy Policy, Return & Refund Policy, Disclaimer, and any Offering-specific terms displayed at the time of purchase, constitute the agreement governing your use of the Store and purchase or access of our Offerings, except where additional terms are expressly applicable.

35. Contact Us

If you have questions about these Terms, an Offering, your purchase, or your account, please contact us:

Nimai Bandhu Das Store
Owned and operated by Niraj Kumar
Brand: Nimai Bandhu Das
B-121, Shyam Kunj, Goyla Extension,
New Delhi-110071, India
Email: nimaibandhudas@gmail.com
Website: store.nimaibandhudas.com